@article{87, keywords = {Studies, 1130:Economic theory, 9130:Experiment/theoretical treatment, Health Facilities And Administration, Health insurance, Uninsured people, Willingness to pay, Price elasticity, Adverse selection, Patient Protection \& Affordable Care Act 2010-US, United States--US, 8210:Life \& health insurance, 3300:Risk management, 9190:United States, 4320:Legislation, 1200:Social policy}, author = {Alan Krueger and Ilyana Kuziemko}, title = {The demand for health insurance among uninsured Americans: Results of a survey experiment and implications for policy}, abstract = {Most existing work on the demand for health insurance focuses on employees{\textquoteright} decisions to enroll in employer-provided plans. Yet any attempt to achieve universal coverage must focus on the uninsured, the vast majority of whom are not offered employer-sponsored insurance. In the summer of 2008, we conducted a survey experiment to assess the willingness to pay for a health plan among a large sample of uninsured Americans. The experiment yields price elasticities of around one, substantially greater than those found in most previous studies. We use these results to estimate coverage expansion under the Affordable Care Act, with and without an individual mandate. We estimate that 35 million uninsured individuals would gain coverage and find limited evidence of adverse selection. [PUBLICATION ABSTRACT]}, year = {2013}, journal = {Journal of Health Economics}, volume = {32}, pages = {780}, month = {Sep 2013}, publisher = {Elsevier Sequoia S.A.}, address = {Amsterdam}, isbn = {01676296}, url = {https://search.proquest.com/docview/1440135809?accountid=13314}, note = {plain_text}, language = {eng}, }