The demand for health insurance among uninsured Americans: Results of a survey experiment and implications for policy

TitleThe demand for health insurance among uninsured Americans: Results of a survey experiment and implications for policy
Publication TypeJournal Article
Year of Publication2013
AuthorsKrueger AB, Kuziemko I
JournalJournal of Health Economics
Volume32
Issue5
Pagination780
Date PublishedSep 2013
ISBN Number01676296
Keywords1130:Economic theory, 1200:Social policy, 3300:Risk management, 4320:Legislation, 8210:Life & health insurance, 9130:Experiment/theoretical treatment, 9190:United States, Adverse selection, Health Facilities And Administration, Health insurance, Patient Protection & Affordable Care Act 2010-US, Price elasticity, Studies, Uninsured people, United States--US, Willingness to pay
AbstractMost existing work on the demand for health insurance focuses on employees' decisions to enroll in employer-provided plans. Yet any attempt to achieve universal coverage must focus on the uninsured, the vast majority of whom are not offered employer-sponsored insurance. In the summer of 2008, we conducted a survey experiment to assess the willingness to pay for a health plan among a large sample of uninsured Americans. The experiment yields price elasticities of around one, substantially greater than those found in most previous studies. We use these results to estimate coverage expansion under the Affordable Care Act, with and without an individual mandate. We estimate that 35 million uninsured individuals would gain coverage and find limited evidence of adverse selection. [PUBLICATION ABSTRACT]
URLhttps://search.proquest.com/docview/1440135809?accountid=13314